Retire Wise Academy. Free on-demand class for Americans 55+.
The 3 secrets of modern retirement
How to know, with actual math, whether your savings will last as long as you do
A free 45-minute class for Americans 55 and older with $150,000 or more saved.
You'll get the answer to the four questions that keep most retirees up at night, plus your personal Retirement Ready Score.
Live Training — Limited Seats
The Modern Retirement Masterclass
Hosted by the Retirement Wise Academy Team
May 8, 2026
7:00 PM EST
30 minute
Online — anywhere
Reserve Your Seat
Watch on your schedule. No live attendance required.
🔒 Your information is secure. We never sell or share your data.
Plus: All registered attendees who stay until the end get FREE access to our Retirement Ready Score™ software (normally $97).
What We Will Cover During The Class:
How to Achieve the "Zero" Tax Bracket:
Strategies to eliminate unnecessary taxes
Tax-Efficient Income: How to structure retirement withdrawals for less tax impact
Optimize Social Security: Avoid costly mistakes on Social Security Benefits
Smart Investment Strategies: Aligning portfolios to support tax goals
Real-Life Case Studies: See how others achieved greater tax efficiency in retirement
This Class is for you if...
You're 55 or older with $150,000 or more saved
You're within 10 years of retirement, or already retired and want a second opinion
You've worked your whole life and refuse to spend retirement worried about money
You're tired of conflicting advice and want a math-based answer you can trust
You're ready to stop guessing whether your plan actually works
Reserve Your Seat
Watch on your schedule. No live attendance required.
🔒 Your information is secure. We never sell or share your data.
Plus: All registered attendees who stay until the end get FREE access to our Retirement Ready Score™ software (normally $97).
SECRET #1: The Hidden Gaps
The 5 most common gaps quietly defunding pre-retiree plans right now — and how to spot them in your own plan in under 10 minutes.
SECRET #2: The Modern Defense
The specific strategies retirees are using to defend against inflation, market volatility, and tax exposure — without taking on more risk.
SECRET #3: Your Retirement Ready Score
How to grade your current retirement plan against modern standards — and exactly what to fix first if it falls short.
Wait — Before You Go, One More Thing
You Just Saw What's Broken In Modern Retirement. Now See Exactly Where YOUR Plan Stands.
Join our free 30-minute live training and walk away with a free grade of your current retirement plan from the Retirement Ready Score™ software — built specifically for pre-retirees who want to know if their plan is actually ready for today's economy.
Live Training — Limited Seats
The Modern Retirement Masterclass
Hosted by the Retirement Wise Academy Team
May 8, 2026
7:00 PM EST
30 minute
Online — anywhere
Reserve Your Seat
Watch on your schedule. No live attendance required.
🔒 Your information is secure. We never sell or share your data.
Plus: All registered attendees who stay until the end get FREE access to our Retirement Ready Score™ software (normally $97).
What You'll Discover In The Next 30 Minutes
This is not a generic "retirement basics" webinar. This is a tactical breakdown of the exact strategies missing from most pre-retiree plans — and how to know whether YOUR plan has them.
SECRET #1: The Hidden Gaps
The 5 most common gaps quietly defunding pre-retiree plans right now — and how to spot them in your own plan in under 10 minutes.
SECRET #2: The Modern Defense
The specific strategies retirees are using to defend against inflation, market volatility, and tax exposure — without taking on more risk.
SECRET #3: Your Retirement Ready Score
How to grade your current retirement plan against modern standards — and exactly what to fix first if it falls short.
Is This Training Right For You?
YES, JOIN US IF:
You're between 5 and 15 years from retirement
You've saved consistently and want to make sure your plan is built for today's reality, not yesterday's
You want straight answers about where your plan may be exposed — and what to do about it
You're willing to spend 30 minutes to potentially save tens of thousands in avoidable retirement mistakes
List
THIS ISN'T FOR YOU IF:
You're looking for get-rich-quick or speculative investment advice
You're not willing to look honestly at gaps in your current plan
You're already retired and have no flexibility to adjust your plan
Is This Training Right For You?
YES, JOIN US IF:
You're between 5 and 15 years from retirement
You've saved consistently and want to make sure your plan is built for today's reality, not yesterday's
You want straight answers about where your plan may be exposed — and what to do about it
You're willing to spend 30 minutes to potentially save tens of thousands in avoidable retirement mistakes
List
THIS ISN'T FOR YOU IF:
You're looking for get-rich-quick or speculative investment advice
You're not willing to look honestly at gaps in your current plan
You're already retired and have no flexibility to adjust your plan
You've probably asked yourself...
"Do I have enough money to retire?" "Will I outlive my money?" "What happens if the market crashes the year I retire?" "Are annuities a good option, or a trap?"
If you've asked even one of these, this class was built for you. By the end of the 45 minutes, you'll have a real answer to all four.
What you'll learn
Secret #1: Why your parents' retirement playbook will quietly bankrupt you
Your parents retired on three things: a pension, Social Security, and a small nest egg. Two of those are gone today. Almost nobody has restructured their plan to compensate, and that's the first thing we'll fix.
Secret #2: The 5 hidden threats most retirees never see coming
Longevity. Sequence-of-returns risk. Inflation. Healthcare. And the psychological trap that keeps retirees too scared to spend their own savings. One of these is a silent multiplier that makes the other four worse, and we'll show you the math on which one it is.
Secret #3: How to create your own pension-like paycheck for life
The framework fiduciaries use to cover 100% of your essential expenses with guaranteed income. So if the market crashes the month you retire, it doesn't decide whether you can pay your mortgage. This is also where we'll get into what's actually changed about annuities since 1985, because the products your dad complained about don't really exist anymore.
Why you can trust what you'll hear
Taught by a Certified Financial Fiduciary. Fiduciaries are legally required to put your interests first. That's a higher bar than most advisors meet.
Built on Monte Carlo probability simulations, the same kind of math major institutions use. Not rules of thumb like "the 4% rule."
Sourced from the American Academy of Actuaries, the Society of Actuaries, the Wall Street Journal, Kiplinger's, and LIMRA Secure Retirement Institute.
No product pitch. No pressure. Just the math.
Plus: your personal Retirement Ready Score
A Monte Carlo-driven number, like a credit score for your retirement plan, that tells you the actual percentage likelihood your current plan gets you to your goals. Most people score in the 30s or 40s. They have no idea.
Bonus:
Complimentary Retirement Kit
Register for the class and get the entire Tax-Free Retirement Kit for no cost!
Meet Your Presenters
Sam Kwak, CFEI
Sam is an award-winning Certified Financial Education Instructor. Sam has helped over 3,000 homeowners implement various financial concepts and manage their finances better.
Sam Kwak, CFEI
Sam is an award-winning Certified Financial Education Instructor. Sam has helped over 3,000 homeowners implement various financial concepts and manage their finances better.
Watch on your schedule
The class is 45 minutes. Watch tonight, tomorrow, or this weekend.
Over 10,000 Americans 55+ have used this framework to verify their retirement plan.
Why Pre-Retirees Trust Retirement Wise Academy
CFP® & ChFC®
Certified Financial Planners
25+
Years of Retirement Planning Experience
2,400+
Families Helped Plan Their Future
Don't Let Another Year Pass With A Plan Built For The Wrong Decade.
The training is free. The software is free. The 30 minutes could change the next 30 years.
⚠️ Only 47 seats left at this session.
🔒 100% free. No credit card. No obligation.
Frequently Asked Questions
Q: Is the training really free?
Yes. 100% free, 30 minutes, no credit card required.
Q: What if I can't attend live?
This training is live-only. We don't offer replays because the Retirement Ready Score™ software is only given to attendees who stay until the end of the live session. Pick the time that works and block your calendar.
Q: Will you try to sell me something?
No. The training itself is the value, and the software at the end is free for attendees. You leave with a graded plan and clear next steps. No sales pitch, no upsell.
Q: Do I need any prep?
No prep needed. Just show up with a notepad and a basic understanding of your current retirement accounts.
Q: How does the Retirement Ready Score™ work?
It's a short diagnostic — about 10 minutes — that scores your current plan across the 5 modern retirement risk categories: longevity, inflation defense, healthcare planning, tax exposure, and withdrawal strategy. You get a specific score and a personalized priority fix.
Is the training really free?
Yes. 100% free, 30 minutes, no credit card required.
What if I can't attend live?
This training is live-only. We don't offer replays because the Retirement Ready Score™ software is only given to attendees who stay until the end of the live session. Pick the time that works and block your calendar.
Will you try to sell me something?
No. The training itself is the value, and the software at the end is free for attendees. You leave with a graded plan and clear next steps. No sales pitch, no upsell.
Do I need any prep?
No prep needed. Just show up with a notepad and a basic understanding of your current retirement accounts.
How does the Retirement Ready Score™ work?
It's a short diagnostic — about 10 minutes — that scores your current plan across the 5 modern retirement risk categories: longevity, inflation defense, healthcare planning, tax exposure, and withdrawal strategy. You get a specific score and a personalized priority fix.
© 2026 Retirement Wise Academy. All rights reserved.
The information shared is for educational purposes and general guidance. Every individual's financial situation is different. Nothing in this class is personalized financial advice, a product recommendation, or a guarantee of future outcomes. Coordinate any decisions with your own tax professional and financial advisor.